Car insurance

Keeping you covered at home
and on the road

As New Zealanders, we love our cars

And given the nature of our landscape and transport systems, we spend a lot of time in them getting from A to B. Whether you’re looking to insure your very first car, or the trusty family vehicle, Aon Direct Car Insurance will help keep you protected while your car is at home and on the road. 

Aon Direct Car Insurance makes it easy for you to quote and secure your insurance protection online, all within a few simple steps. 

Benefits at a glance

This information is only an overview of the benefits of Aon Direct Car Insurance and certain conditions may apply. For the full policy wording, including exclusions and limits, please see our Car Insurance Policy  document. If you want to get an idea of cost, get a quote for your car insurance right now.

  • keyboard_arrow_downAccidental damage to your cars

    If your car is in an accident, Aon Direct Car Insurance will cover the cost to repair or replace your car or make a payment up to the current market value.

  • keyboard_arrow_downRoadside assistance

    You (or the person driving your car) could have access to round the clock, roadside assistance in the event of your car breaking down, running out of gas, getting a flat tyre or flat battery or you’ve lost your keys or managed to lock them in the car.

  • keyboard_arrow_downDamage to other people's vehicles and property

    Cover of any damage made to someone or someone’s property in the event of an accident involving your car is included.

  • keyboard_arrow_downAccessories

    Cover includes up to $1,000 financial assistance towards replacement accessories.

  • keyboard_arrow_downWindscreen and window glass cover

    Excess-free repairs for windscreens and windows is included. An excess applies to windscreen and window glass replacements. 

  • keyboard_arrow_downHire car after theft

    If your car has been stolen and we’ve accepted your claim, we will cover the reasonable cost of hiring a temporary vehicle for up to 14 days or $1,000.

  • keyboard_arrow_downTrailer cover

    Cover for trailers up to $1,000 is included with Aon Direct Car Insurance. 

  • keyboard_arrow_downGuaranteed repairs

    If your claim is accepted and if you use one of the authorised repairers to fix any damage to your vehicle, those repairs are guaranteed for as long as you own the vehicle.

  • keyboard_arrow_downFlexible excess

    You're able to choose an excess amount from a range of different options to help keep your premium affordable. 

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30-day money-back guarantee.

If you decide our insurance solution isn’t quite right for you within 30 days of purchasing your policy, we’ll give you a full refund of any premium paid – providing you have made no claims. 

Get a quote now

Why choose Aon Direct?

Aon Direct Home, Contents and Car insurance solutions ensure you’re covered at the right time and when you need it the most.


Online solutions

Personal insurance available online, making it easy for you to quote and secure insurance protection in a few simple steps. 

We've done the heavy lifting

We've negotiated with the insurer to deliver a solution that is fit for purpose so you won't have to worry about comparing endless documents. 

Easy claims process

Our team handles over 50,000 claims a year. They are there to help you manage your claim directly with the insurer.

Combined strengths

We've engaged one of New Zealand's leading insurers to provide you with reliable and effective insurance cover.

Find out more about Aon.

Aon is New Zealand’s largest insurance broker, with over 30 years’ experience, we understand what New Zealanders need when it comes to insuring their homes, families, farms and businesses. Our broad network allows us to provide a wide-range of insurance broking and financial services to a diverse range of customers at a local, regional and national level.

Get in touch with your local Aon Insurance Broker by calling 0800 266 276, or visit to find out more about how Aon can help you with your insurances.