Your home is likely to be your most valuable and greatest asset. We know that you’ve worked hard for your home, so it’s important that you ensure you have the right insurance in place to protect it.
It's easy for you to quote and secure your Aon Direct Home Insurance, all within a few simple steps online.
This information is only an overview of the benefits of Aon Direct Home Insurance and certain conditions may apply. For the full policy wording, including exclusions and limits, please see our Home Insurance Policy document.
If your home is damaged beyond repair, your policy will cover the costs to replace it as new, up to the sum insured.
SumExtra gives you that extra peace of mind – and it costs nothing. Having SumExtra means you’ll get up to 10% extra cover if your property is damaged or destroyed in a natural disaster. In the event of a non-natural disaster, SumExtra covers you for the full cost of repair or replacement – even if that cost exceeds your sum insured. To qualify for SumExtra your sum insured needs to be based on a written rebuild cost estimate.
If your home becomes uninhabitable due to a covered loss, your insurance will reimburse you for temporary accommodation up to 12 months, including boarding for your domestic pets and temporary storage for your belongings.
We understand that losing your home is a taxing event for you and your family. Aon Direct Home Insurance allows for a “stress payment” of up to $5,000 to help support you and your family through this process.
Our insurance solution can include extra features within your home’s boundary such as your driveway, swimming pools and retaining walls.
Your policy can include properties that are tenanted including cover for loss of rent due to damage, tenants vacating without notice or those that have been lawfully removed.
You're able to choose your excess amount from a range of different options, to help keep your policy affordable.
Ordinary home insurance isn’t enough if your house is rented out to tenants. Aon Direct Home Insurance offers you an additional Landlord's Extension cover, keeping your rental property correctly covered. Landlord's Extension cover provides additional protection against malicious damage or theft by tenants as well as cover for any furnishings you might supply for the tenants' use. This extension can also cover loss of rent that you may incur due to an insured event or non-payment by tenants. Please read the policy documents for a full description of limits, exclusions and excesses.
Aon Direct Home and Contents insurance solutions ensure you’re covered at the right time and when you need it the most.
Personal insurance available online, making it easy for you to get a quote and secure insurance protection in a few simple steps.
Whether it's questions or claims, our specialised team are available online or over the phone to help you with your enquiry.
Our team handles over 50,000 claims a year. They are there to help you manage your claim directly with the insurer.
We've engaged one of New Zealand's leading insurers to provide you with reliable and effective insurance cover.
Aon is New Zealand’s leading insurance broker, with over 30 years’ experience, we understand what New Zealanders need when it comes to insuring their homes, families, farms and businesses. Our broad network allows us to provide a wide-range of insurance broking and financial services to a diverse range of customers at a local, regional and national level. Get in touch with your local Aon Insurance Broker by calling 0800 266 276, or visit aon.co.nz to find out more about how Aon can help you with your insurances.