Home insurance

Your home is worth protecting

Your home is worth protecting.

Your home is likely to be your most valuable and greatest asset. We know that you’ve worked hard for your home, so it’s important that you ensure you have the right insurance in place to protect it.

It's easy for you to quote and secure your Aon Direct Home Insurance, all within a few simple steps online.

Benefits at a glance.

This information is only an overview of the benefits of Aon Direct Home Insurance and certain conditions may apply. For the full policy wording, including exclusions and limits, please see our Home Insurance Policy document

  • keyboard_arrow_downCover for replacement

    If your home is damaged beyond repair, your policy will cover the costs to replace it as new, up to the sum insured.

  • keyboard_arrow_downSumExtra

    SumExtra gives you that extra peace of mind – and it costs nothing. Having SumExtra means you’ll get up to 10% extra cover if your property is damaged or destroyed in a natural disaster. In the event of a non-natural disaster, SumExtra covers you for the full cost of repair or replacement – even if that cost exceeds your sum insured. To qualify for SumExtra your sum insured needs to be based on a written rebuild cost estimate.

  • keyboard_arrow_downTemporary accommodation cover

    If your home becomes uninhabitable due to a covered loss, your insurance will reimburse you for temporary accommodation up to 12 months, including boarding for your domestic pets and temporary storage for your belongings.

  • keyboard_arrow_downLooking after you

    We understand that losing your home is a taxing event for you and your family. Aon Direct Home Insurance allows for a “stress payment” of up to $5,000 to help support you and your family through this process.

  • keyboard_arrow_downMore than just your home

    Our insurance solution can include extra features within your home’s boundary such as your driveway, swimming pools and retaining walls. 

  • keyboard_arrow_downTenanted properties included

    Your policy can include properties that are tenanted including cover for loss of rent due to damage, tenants vacating without notice or those that have been lawfully removed.

  • keyboard_arrow_downFlexible excess

    You're able to choose an excess amount from a range of different options, to help keep your policy affordable.

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Are you a landlord?

Ordinary home insurance isn’t enough if your house is rented out to tenants. Aon Direct Home Insurance offers you an additional Landlord's Extension cover, keeping your rental property correctly covered.
Landlord's Extension cover provides additional protection against malicious damage or theft by tenants as well as cover for any furnishings you might supply for the tenants' use. This extension can also cover loss of rent that you may incur due to an insured event or non-payment by tenants.
Please read the policy documents for a full description of limits, exclusions and excesses.

Get a quote now

Why choose Aon Direct?

Aon Direct Home and Contents insurance solutions ensure you’re covered at the right time and when you need it the most.

Online solutions

Personal insurance available online, making it easy for you to get a quote and secure insurance protection in a few simple steps.

We're here for you

Whether it's questions or claims, our specialised team are available online or over the phone to help you with your enquiry.

Easy claims process

Our team handles over 50,000 claims a year. They are there to help you manage your claim directly with the insurer. 

Combined strengths

We've engaged one of New Zealand's leading insurers to provide you with reliable and effective insurance cover. 

Find out more about Aon.

Aon is New Zealand’s leading insurance broker, with over 30 years’ experience, we understand what New Zealanders need when it comes to insuring their homes, families, farms and businesses. Our broad network allows us to provide a wide-range of insurance broking and financial services to a diverse range of customers at a local, regional and national level.

Get in touch with your local Aon Insurance Broker by calling 0800 266 276, or visit aon.co.nz to find out more about how Aon can help you with your insurances.